Does Using a HELOC to Pay Down Mortgage Actually Work?

Does Using a HELOC to Pay Down Mortgage Actually Work? You’ve probably heard of the concept of using a Home Equity Line of Credit (HELOC) to pay off your mortgage faster. It’s touted as a smart financial strategy that accelerates you to financial freedom. But with so many differing opinions, it’s fair to ask… Does …

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Why Your 30 Year Mortgage Was Designed for you to NEVER Pay if Off

Let’s take a moment to turn the pages back to when you, as a sprightly young adult, stood on the doorstep of your very first home. There’s a unique kind of joy that comes with this moment, isn’t there? The smell of fresh paint, the echoes in the empty rooms, the shine of the unworn …

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How The Banks Make Money With Your Money: The Inside Scoop

Have you always wondered what the banks do with your money? Your hard-earned money does more than sit in your bank account. Banks use the deposits you make as fuel to generate profits. How does this work exactly? Let’s delve into the workings of banks to understand this dynamic more clearly. Fractional Reserve Banking System …

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The Devaluing Dollar, CBDCs, and the Accelerated Banking Strategy: Navigating the Future

Title: The Devaluing Dollar, CBDCs, and the Accelerated Banking Strategy: Navigating the Future As we find ourselves in an evolving financial landscape, concerns and questions about the potential impacts of a devaluing dollar and the introduction of Central Bank Digital Currencies (CBDCs) are becoming increasingly prevalent. For individuals using the Accelerated Banking strategy, or considering …

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Low Fixed-Rate Mortgage vs. Paying off a Mortgage with a HELOC: A Closer Look

As homeowners, many of us are convinced that securing a low fixed-rate mortgage is the optimal path to financial freedom. And it’s easy to understand why: the predictability and security of a low fixed-rate mortgage make it an attractive option. However, if you’re open to exploring innovative financial strategies that could potentially expedite your journey …

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Paying Extra Into the Mortgage vs. Using a HELOC? Which is Better?

You may have recently been introduced to the idea of using a HELOC, a Home Equity Line of Credit, to pay off your mortgage faster. But you’re wondering ‘why is this better or any different than just sending in extra payments to your mortgage?’. But, is this the most optimal route to financial liberation? Let’s …

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